Review of the Withholding Tax Refund Mechanism in relation to AT1 Notes

In cooperation with Nova Ljubljanska banka d.d. (NLB), we have prepared this guidance on Slovenian withholding tax refund procedures in relation to distributions on NLB AT1 Notes. It is intended for Holders of the Notes and their advisers and provides a practical overview of the available refund options and the procedures for claiming a refund.